Are there insurance discounts available for new construction?

The State of Alabama mandates insurance discounts for homes that have been issued a "Fortified Designation" as provided by the Fortified Home™ Program. Compliance with Orange Beach construction standards will qualify a home for a "Gold Fortified Designation', but only if the home is verified by approved third party inspections. Roof replacement in Orange Beach may qualify the home for a "Bronze" designation when third party inspections are performed. Flood Insurance discounts are also available due to the City's participation in the Community Rating System.

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1. Are duplexes allowed in residentially-zoned areas?
2. Are permits required for boat slips, boat houses, and bulkheads?
3. Are there insurance discounts available for new construction?
4. Are there wetlands on my property?
5. I am the property owner, can I do the work myself?
6. Can I clear vegetation or place fill on my vacant lot?
7. Can I park a recreational vehicle or motorcoach on a vacant lot?
8. Do I need a permit for a storage shed?
9. Do I need a permit to cut/prune a tree on my property?
10. Do I need a permit to repair my home or business following a storm?
11. How can I get a copy of an elevation certificate?
12. Is my lot located within a Federal Emergency Management Agency (FEMA) designated Special Flood Hazard Zone?
13. What are the Community Development hours of operation?
14. What are the minimum required setbacks for a new single-family dwelling?
15. What are the zoning requirements for fences?
16. What type of fill is permitted to use at my construction site?
17. When do I need a permit?
18. How do I get a permit?
19. Who can get a permit?
20. How much does a permit cost; when and how do I pay?
21. What are the guidelines for dune walkovers?